By Brendan Cincotta | 3 March 2026
Xero doesn't have a phone number you can call. If you've just discovered that while locked out of your account at 4pm on a Friday, this article is for you
I got a call this week from a business owner who'd lost his phone and couldn't get past Xero's multi-factor authentication screen. He'd been trying to find a support number for over an hour. Googling "Xero phone number" returned a mix of scam sites, outdated forum posts, and pages that ultimately said the same thing - there isn't one
He's not alone. It's one of the most common questions we get asked, and the frustration is real. So here's every way you can actually reach Xero, what to expect from each, and what to do when you need help faster than Xero can provide it
Xero does not have a support phone number
This is the first thing to understand, and it catches a lot of people off guard. Xero's own support page says it clearly - they don't have an inbound phone support line. There is no number to call. If you find one online, it's a scam
We've actually written about Xero scam sites before. Scammers set up pages that look like Xero support, list a phone number, and then charge you for "help" that's either useless or designed to steal your login credentials. If a site is asking for payment to help you with Xero, close the tab
Xero's actual support is free and unlimited for all subscribers. You just can't access it by picking up the phone
How to raise a support case through Xero Central
Xero Central is the hub for all official support. The process works like this:
Log into Xero Central using your Xero credentials. Search for an article related to your issue - Xero has a large library of how-to guides and troubleshooting steps. At the bottom of every support article, there's a "Get in touch" button. Click it, describe your issue, and Xero's team will respond by email
You can include your phone number and preferred call time when raising the case. If Xero thinks a phone call will help resolve things faster, they'll call you. Their support team operates across eight global offices, so there's 24/7 coverage - though response times vary depending on volume and complexity
You can also access Xero Central from inside your Xero account by clicking the question mark icon in the top right corner. That's often the quickest route in
What to expect on timing
For a standard support case, expect a first response within one to three business days by email. If you've requested a callback, Xero will typically schedule it within 24 to 48 hours
Complex issues take longer. And during peak periods - BAS deadline weeks, start of financial year - response times blow out. If you've got a payroll run due tomorrow and your bank feed has stopped working, that timeline doesn't cut it
Locked out because of MFA? There's a specific process for that
Multi-factor authentication (MFA) lockouts are probably the single most frustrating support scenario in Xero. You lose your phone, get a new one, or accidentally delete the Xero Verify app - and suddenly you can't log in at all
Xero has a dedicated support page for exactly this situation: central.xero.com/s/contact-support-mfa. You don't need to be logged in to access it, which matters because the whole problem is that you can't log in
Before contacting support, try these recovery options first:
Backup email: When you set up MFA, Xero asks for a backup email address. If you configured one, you can use it to receive a verification code on the login screen. Look for "Use a backup method instead" when Xero asks for your MFA code
Security questions: Some accounts have security questions configured as an alternative authentication method. Same screen - look for the backup options
If neither of those work, you'll need to contact Xero directly through the MFA support page linked above. Xero says they've allocated extra resources for MFA lockout cases, and you should hear back within a few hours. In practice, it can take longer - especially if you're contacting them outside Australian business hours and your case routes to an offshore team unfamiliar with your specific setup
One thing that would solve this problem entirely: letting an admin or advisor reset MFA for a user. Xero doesn't currently offer this, despite years of requests from accountants and bookkeepers. It's one of the most-voted feature requests on Xero's product ideas forum. For now, every lockout means a support ticket and a wait
The Xero Community
Xero Central also hosts a community discussion forum where users ask questions and share solutions. It's peer-to-peer support - other Xero users and accounting professionals answer questions, not Xero staff (though Xero moderators do participate occasionally)
The community is useful for "how do I do this in Xero?" type questions where someone else has probably hit the same wall. It's less useful for account-specific problems like billing issues, MFA lockouts, or bank feed errors where Xero needs to look at your actual account
You need an active Xero subscription to post in the community
Social media
Xero has active accounts on Facebook, LinkedIn, Instagram, and X (formerly Twitter). You can reach out through these channels, though they're better for getting attention on an unresolved case than for raising a new issue from scratch. If you've raised a case through Xero Central and it's gone quiet, a message on social media can sometimes speed things up
Don't share any account details, login information, or personal data in public posts. Keep it to "I raised case #12345 three days ago and haven't heard back" - that's enough to get someone looking
The CEO email
This one's buried in Xero's contact page, but it exists. If you've exhausted the normal channels and you're getting nowhere, you can email ceo@xero.com. Xero's contact page positions it as a last resort for issues that haven't been resolved through standard support
I wouldn't recommend leading with this. But if you've been going back and forth with support for weeks on something that's genuinely broken, it's an option
The Xero Status page
Before raising a support case, it's worth checking whether the problem is actually on Xero's end. The Xero Status page shows real-time information about platform outages, bank feed disruptions, and scheduled maintenance
If your bank feed has suddenly stopped importing transactions, check here first. If there's a known issue, Xero will already be working on it and raising a support ticket won't make it happen faster
The status page also has a handy feature for login problems specifically - you can enter your email address and Xero will get in touch to help
What Xero support can and can't help with
Xero's support team handles platform issues - things like login problems, billing, bank feed errors, subscription management, and bugs. They're also reasonably helpful with "how do I set this up?" questions about Xero features
What they won't do is give you accounting advice. They won't tell you which account code to use for a specific transaction, whether you should be registered for Goods and Services Tax (GST), or how to set up your chart of accounts for your industry. Those questions need someone who understands your business and your obligations - which is where your bookkeeper or accountant comes in
And that's the gap most business owners don't realise exists until they're stuck. Xero is software support. Your accounts are a different conversation entirely
When you need help with your actual accounts
I'm biased here - I run a Xero services firm. But this is the reality we hear from business owners every week: they thought Xero support would help with their specific question about a transaction, a reconciliation issue, or a Business Activity Statement (BAS) problem, and it didn't. Because that's not what Xero support is for
If your questions are less "why won't this feature work?" and more "am I doing my accounts right?" - you need a Xero advisor, not Xero support
Our Xero Phone Support service exists for exactly this. For $49 per month, you get unlimited phone and email access to our Xero-certified team. You call, a person who knows Xero inside out answers. No tickets, no waiting 48 hours for an email. We deal with the accounting context that Xero's platform support team can't
It's the thing that business owner this week wished he'd had. And honestly, it's the thing a lot of Xero users don't know exists until they've burned a day trying to get help through the standard channels
Quick reference: every way to contact Xero
| Channel | How to access | Best for | Response time |
|---|---|---|---|
| Xero Central support case | central.xero.com - "Get in touch" button | All support issues | 1-3 business days |
| MFA lockout support | central.xero.com/s/contact-support-mfa | Can't log in due to lost phone or MFA issues | A few hours (Xero's estimate) |
| Callback request | Include your phone number and preferred time when raising a case | Complex issues better explained verbally | 24-48 hours |
| In-app help | Click the ? icon in top-right of your Xero account | Quick access to support articles and raising cases | Immediate (articles) / 1-3 days (cases) |
| Xero Community | Xero Central discussions | How-to questions and peer advice | Varies - community-driven |
| Xero Status page | status.xero.com | Checking for outages and known issues | Real-time updates |
| Social media | Facebook, LinkedIn, Instagram, X | Escalating unresolved cases | Varies |
| CEO email | ceo@xero.com | Last resort escalation | Varies |
Set up your backup methods now
If you've read this far because you're currently locked out, I'm sorry - the options above are your path forward. But if you're reading this before disaster strikes, do yourself a favour and set up your MFA backup methods today
Log into Xero, go to your account settings, and make sure you have a backup email address configured for MFA recovery. It takes 30 seconds and it's the difference between a minor inconvenience and a day lost to support tickets
And if you want someone you can actually call when Xero gives you grief - that's what we're here for



